sábado, maio 30, 2009

Student Loans

Student loans are loans offered to students to assist in payment of the costs of professional education. These loans usually carry a lower interest rate than other loans and are usually issued by the government, but there are too private student loans. Often they are supplemented by student grants which do not have to be repaid.

During your time at university you may have an unexpected financial crisis (e.g. Job loss, delayed student loan, unforeseen personal circumstances). Under these situations you may be able to apply for a ‘short-term interest free loan’ to help you through.

HOW DO I GET A SHORT-TERM LOAN?
You must see a Student Funding Adviser who will discuss with you your financial situation and attempts you have made to resolve it (e.g. increased your overdraft facility, applied to the ‘Access Fund’, found part-time work or asked relatives/friends for financial help). The Adviser will discuss with you if a college loan is suitable for your short-term needs and whether it will be repaid in cash or by debit card. N.B. The Student Funding Manager’s decision is final, as funds are limited. We are unable to offer you a loan if you do not provide a valid debit card or guarantor

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